These Terms and Conditions outline the rules of using www.consumer-choices.co.uk and any subsequent subdomains (the “Website”).
In these Terms and Conditions, “we”, “our” and “us” mean Consumer Choices a trading style of Savely Financial Services Limited (14649692) and any other subsidiary of JLO Group Limited (13739777) and “you” and “your” means any person who uses our Website.
Our Service
We provide services which enable you to research and access deals for telecommunications, insurance, financial, energy, travel and other products or services provided through third parties. Our comparison and lead generation services are free for you to use. We receive a fee and/or commission from providers when you use our services.
Permitted Use
The Website is for your personal use only and should not be used for commercial purposes.
You are not permitted to use the Website:
In any unlawful, fraudulent or commercial manner;
To harm, threaten, abuse, defame, intimidate or harras another person, or in a way that invades another person’s privacy or is obscene, offensive, hateful, indecent, inappropriate, unacceptable, discriminatory or damaging as determined by us;
To create, modify or amend another person’s record;
To tamper with, in any capacity, any part of this Website;
In a way that interferes with, disrupts or imposes an unreasonable or disproportionately large burden on our communications and technical systems; or
With any automated software, process, program, robot, web crawler, spider, data mining, trawling or other "screen scraping" software, process, program or system.
You must be aged 18 years and over, and a UK resident to use our website. We make no warranty or representation that any Product and/or any service we provide is available or otherwise appropriate for use outside of the UK. If you choose to use the Website from locations outside the UK, you do so at your sole risk.
You may operate a link to the Website provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, as determined by us. You must not operate a link to the Website in such a way as to suggest or imply any form of association, approval, or endorsement by us. We reserve the right to require you to remove any link to the Website immediately and at any time and we may withdraw any linking permission at any time.
Our Responsibilities and Liabilities to you
We will take all reasonable steps to ensure that the material on our Website is accurate however we can not guarantee that the material is free from errors. We reserve the right to add, delete or amend any material displayed on the Website without notice.
No content on our Website should be considered financial, investment or other advice, recommendation or endorsement in respect of any Product. Information is presented for general information purposes only. The product and service description provided may not represent the full features and terms. It is your responsibility to ensure that you fully understand the details of the purchases that you are making.
Some of our third party Websites and from time to time, this Website, may host user reviews about Products or Services. The views expressed in these comments do not represent our views.
We and our Partners may occasionally run promotional offers or competitions on our Website. These will have their own separate Terms and Conditions.
This Website aims to have uninterrupted access but we do not guarantee this. We reserve the right, at our sole discretion, to suspend, restrict or terminate your access to our Website.
Nothing in these Terms and Conditions excludes or limits our liability for death or personal injury caused by our negligence or for our fraud. We do not accept any responsibility or liability for any loss or damage you may incur:
If any information, content, material, or data you provide on the Website in not correct, complete, and accurate, or if it is misleading;
In the event that any Product or Service you purchase does not meet your requirements or is not suitable for you;
for any acts, omissions, errors, or defaults of any third party in connection with that Product or Service;
which are indirect or not foreseeable by us when you accessed or used the Website;
Arising from an inability to access the Website, from any use of the Website or from reliance on the data transmitted using the Website where such losses or damages are caused by any event beyond our reasonable control.
Beyond our reasonable control or the consequence of force majeure including but not limited to:
act of God (such as, but not limited to, fires, explosions, earthquakes, drought, tidal waves and floods);
war, hostilities (whether war be declared or not),
invasion, act of foreign enemies, mobilisation, requisition, or embargo; rebellion, revolution, insurrection, or military or usurped power, or civil war;
contamination by radio-activity from any nuclear fuel, or from any nuclear waste from the combustion of nuclear fuel, radio-active toxic explosive, or other hazardous properties of any explosive nuclear assembly or nuclear component of such assembly;
riot, commotion, strikes, go slows, lock outs or disorder, unless solely restricted to employees of the Supplier or of his Subcontractors;
or acts or threats of terrorism.
Your Responsibilities
You agree that you will be liable to us for any damage, loss, claim, demand, liability or expense that we may suffer or incur arising out of or in connection with your conduct on the Website and/or your breach of these Terms and Conditions.
Our service allows you to search for and compare various types of Products and Services from different providers. You will need to answer a number of questions on the Website in order to compare or obtain a quote for any Product or Service. These questions are designed to ensure that we and all relevant third parties have all the information necessary to provide you with appropriate and timely information relating to the Products in which you are interested. Aspects of a Product such as the level of cover (if applicable) and the amount you will pay will be determined by the answers you provide to these questions. It is therefore very important that you answer all of the questions truthfully, completely, and accurately and that you disclose all relevant facts. Failure to do so could invalidate your purchase.
You must get permission from any other person whose information you intend to provide on the Website before you provide it. In submitting any other person's details, you are confirming to us that you have their permission to do so and that they understand how their details will be used.
The Products and Services displayed on our Website are not provided by us but by third parties over whom we do not have control.
You should always check the suitability, adequacy, and appropriateness of the Product or Service that is of interest to you. It is your responsibility to satisfy yourself that you wish to obtain any Product before applying for it. If you are in any doubt as to the suitability, adequacy, or appropriateness of any Product or Service referred to on the Website, we suggest that you seek independent professional advice before you obtain it.
The Website provides information on a wide range of Products and Services but there may be other Products or Services available on the market which are not shown on the Website and which may be more appropriate or suitable for you than those shown on the Website.
Intellectual property
We are the owner or licensee of intellectual property rights in the Website, information and content available on the Website, any database operated by us, any proprietary software utilised by us to enable you to use this Website ("Software") and the underlying source code. Much of this information and content is protected by copyright, trade mark, database rights, design rights (including in the "look and feel" and other visual or non-literal elements), and/or other intellectual property rights (whether registered or unregistered). You may not copy or reproduce our logos, trade marks and/or service marks without our prior written consent. All rights are reserved.
We grant you a revocable, non-exclusive, non-transferable licence to use the Software solely in executable form and only to the extent necessary for use of the Website, and for no other purpose.
You may not reproduce, republish, transmit or distribute any material, information or content on this Website, or that form part of our services, without our prior written consent. However, you may access and use the Website and our services, and retrieve, display and print content pages to the extent necessary for use of the Website and our services only. We may terminate your licence at any time and prevent you from accessing this Website in future.
Third parties
This Website may contain links to third party products, services and/or websites that are not affiliated with us. We have no control over the products, services or websites of these third parties and we do not guarantee or take responsibility for them. This Website may also contain advertising from third parties and we are not responsible for any misleading or inaccurate advertisements which are the sole responsibility of the advertiser. Any links or advertisements on this Website should not be taken as an endorsement by us of any kind.
Complaints
We aspire to deliver the highest quality of service across everything we do however we appreciate that from time to time disputes may arise. In these rare circumstances, you can contact us on the details provided below.
Legal
If any provision of these Terms and Conditions is held to be unlawful or unenforceable, then the remaining provisions shall remain valid and enforceable.
These Terms and Conditions, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and us relating to your access to and use of the Website.
These Terms and Conditions and your access to and use of the Website shall be governed by and interpreted in accordance with English law.
Each of you and us submits to the exclusive jurisdiction of the courts of England and Wales in connection with these Terms and Conditions and your access to and use of the Website (including any claims or disputes).
Changes to these Terms and Conditions
We reserve the right to change these Terms and Conditions from time to time and without notice. You should therefore check these Terms and Conditions each time you visit our Website.
Contacting us
If you are unsure about any aspect of these Terms and Conditions, or have any questions relating to the Product or Services that we offer, you can contact us:
By Post:
Customer Relations, Consumer Choices a trading style of Savely Financial Services Limited, Charlotte House, 500 Charlotte Road, Sheffield, South Yorkshire, England, S2 4ER
By Email
info@consumer-choices.co.uk